There are many things that must happen between the time that you have suffered an injury in a motorcycle accident and when you may receive full compensation for your damages. Motorcycle accident claims are not easy. One of the main reasons is that an insurance company wants to make the process as difficult for you as possible, so they can gain the upper hand over you in your claim or lawsuit. The best way for you to overcome these challenges and level the playing field between you and the insurance company is to hire a motorcycle accident lawyer for your case.
Insurance Companies Have Biases Against Motorcyclists
The insurance company knows full well the amount of money that they may owe you after a motorcycle accident. They may try to find any way that they can to avoid paying you the full amount of money that they owe you. In one way, this manifests itself as a bias against a motorcyclist. Here, bias comes into play in the form of the insurance company trying to blame the biker for the accident. If the insurance company manages to succeed, they may not owe you any money at all, or they can significantly reduce the amount that they owe you.
It is up to you to fight back when you are wrongfully blamed for the accident. You must present evidence of your own for your story to be told. If the insurance company will not budge, you may have to take your case to court.
You Need to Fully Document Your Injuries
Your motorcycle accident injuries may be worth a considerable amount of money. Just like you must prove liability in your case, you must also demonstrate your damages to be compensated for them. The insurance company may not believe your story of your injuries. If they did, it would mean that they owe you a considerable amount of money.
Documenting your injuries can be a challenge in a motorcycle accident case. You must not only prove the damages that you have suffered in the past, but you must also show how you will suffer losses in the future. You must have medical records and other information that enables you to demonstrate and quantify your injuries.
You May Have Challenges in Proving Liability
Before you can receive any compensation for your motorcycle accident injuries, you must prove that there was someone else who was to blame for what happened. It is not always easy to show the reason for the accident, especially when the driver who was involved is telling a different story.
The insurance company will take a skeptical viewpoint of your claim because it may not want to concede liability. Even though the burden of proof in a civil case is the preponderance of the evidence, the insurance company may adopt a higher standard when you have filed a claim. When you have taken your case to court, you must also still carry your burden of proof to a jury.
You Must Fight for the Actual Compensation You Receive
The insurance company does not want to write you the check that you deserve. However, they will not make you a settlement offer that you deserve right off the bat either.
You must apply legal pressure to the insurance company in settlement negotiations. If the insurance company will not fully pay you what you deserve, you must let them know that there will be legal consequences. The primary way that you can apply pressure to the insurance company is by threatening to file a lawsuit in court. They are forced to defend the driver who was responsible for the accident, and they run a financial risk of having to pay you even more money than they would have in a settlement agreement.
Contact a Delaware County Motorcycle Accident Lawyer at Bikers Have Rights if You Are Having Difficulties With Your Insurance Company After a Crash
A Delaware County motorcycle accident lawyer at Bikers Have Rights can help you work to overcome these challenges when you have been injured in a crash. The insurance company does not have absolute power over you, and a motorcycle accident lawyer can fight for your legal rights. To schedule a free consultation, contact us online or call today at 877-333-0300. Located in Plymouth Meeting, Pennsylvania, we proudly serve clients throughout Pennsylvania and New Jersey.